How the Homebuyer Rewards Program Works

The Homebuyer Rewards Program is designed for buyers who want professional real estate representation and a clear financial benefit when the transaction qualifies. The reward is not based on a guessed “standard commission.” It is calculated from the compensation actually received by the participating brokerage, which is why every request begins with a property-specific review.

Step 1: Find a property anywhere

Search on the real estate website, builder website, social media page, yard sign, or other source you already use. The program does not require you to use a proprietary listing database. Once a property catches your attention, copy the address or listing link.

Step 2: Submit the property before committing elsewhere

Use the property reward request before signing a buyer agreement with another agent, touring extensively with another agent, or registering directly with a builder. Existing representation relationships must be respected, and builder registration rules can affect whether a participating agent may become involved.

Step 3: We review the transaction

The review considers the property, purchase location, whether a participating agent is available, your current representation status, known or obtainable compensation information, and any legal, lender, builder, or brokerage restrictions. Some properties can be reviewed quickly; others require additional information from the listing brokerage, builder, or participating agent.

Step 4: You receive a written explanation

When the available information permits, you will receive an explanation of the potential reward and the conditions that must be satisfied. The program formula is 25% of the commission actually received by the participating brokerage, up to $20,000. The final amount can be lower when compensation is lower, the transaction changes, or applicable requirements limit the payment.

Step 5: Work with a participating real estate professional

The participating agent helps with property evaluation, showings, offer strategy, contract execution, inspections, appraisal issues, financing milestones, title and closing coordination, and other services described in the written buyer agreement. Agent compensation and services should be discussed clearly before you sign that agreement.

Step 6: Close successfully and complete the reward process

The reward is finalized only in connection with a successful closing and confirmation of the eligible commission received by the participating brokerage. The approved Homebuyer Reward is intended to be applied first as a disclosed credit toward eligible closing costs, prepaid items, or other amounts permitted by the lender and settlement agent. The credit and the party providing it must be disclosed on the applicable closing documents when required. If the approved reward exceeds the amount permitted at closing, any remaining amount may be delivered after closing only when permitted by applicable law, lender and investor requirements, settlement procedures, brokerage policy, and the written program terms. The program does not promise an undisclosed side payment or guarantee that an amount exceeding permitted closing credits will be available. Any amount that cannot legally or contractually be delivered may be reduced or unavailable.

Basic eligibility considerations

• You are purchasing a home rather than refinancing or selling.
• You request review before entering a conflicting representation relationship.
• A participating agent is available and permitted to represent you.
• The property and transaction produce eligible compensation actually received by the participating brokerage.
• The reward is permitted and properly disclosed under applicable rules.
• You complete the purchase with the participating agent and satisfy the program terms provided for the transaction.

What the program does not promise

The program does not promise that every property qualifies, that every market is covered, that a particular agent will be available, that a seller or builder will pay compensation, that a lender will approve a particular payment method, or that the reward will always equal $20,000. The goal is to provide a transparent review and an accurate answer based on the actual transaction.